Finding best lenders for you

College.Money
Studying in IndiaGoing abroad
How it worksCompareWhy us
Studying in IndiaGoing abroad

You worked for the
seat. We'll work on
your best loan

Compare 18+ lenders in 30 seconds. Find real rates, EMIs, and your best approval chances.

Find the best student loan for you

India

We'll send a one-time code to verify.

Loan amount₹12 L
₹2 L₹50 L

Completely Free. No consultation booking needed. Checking lender options will not affect your credit score

United Statesfrom 8.50% p.a.United Kingdomfrom 9.50% p.a.Canadafrom 8.50% p.a.Australiafrom 9.75% p.a.Germanyfrom 8.50% p.a.Irelandfrom 10.25% p.a.New Zealandfrom 9.90% p.a.Francefrom 8.75% p.a.Singaporefrom 8.60% p.a.United Statesfrom 8.50% p.a.United Kingdomfrom 9.50% p.a.Canadafrom 8.50% p.a.Australiafrom 9.75% p.a.Germanyfrom 8.50% p.a.Irelandfrom 10.25% p.a.New Zealandfrom 9.90% p.a.Francefrom 8.75% p.a.Singaporefrom 8.60% p.a.United Statesfrom 8.50% p.a.United Kingdomfrom 9.50% p.a.Canadafrom 8.50% p.a.Australiafrom 9.75% p.a.Germanyfrom 8.50% p.a.Irelandfrom 10.25% p.a.New Zealandfrom 9.90% p.a.Francefrom 8.75% p.a.Singaporefrom 8.60% p.a.
Comparison

The same loan,
a better experience.

College.Money
Direct to bank
Loan agent
Lenders you can see
All 18+, ranked
Just theirs
Their preferred 2–3
What it costs you
Free, always
Free, but slower
1–2% commission, hidden
Time to first offer
Same-day shortlist
5–10 working days
3–7 working days
Real rate visibility
Yes, before applying
Only after credit pull
Often inflated
Honest about your odds
Yes — we say no when no
Sales-led
Sales-led

₹420 Cr+

Loans disbursed

18

Lenders compared

92%

Approval rate

4.8★

Student rating

Lenders

18+ Lenders to choose from.
Pick who suits you

SBICredilaBank of IndiaPNBICICIIDFC FirstAxisAvanseCanaraAuxilo
How it works

Four honest steps,
No surprises later

  1. 01

    Tell us about you

    Name, phone, college, amount. 30 seconds. No documents.

  2. 02

    See real, ranked offers

    Compare 18+ lenders side-by-side. Real rates, real EMIs , no estimates.

  3. 03

    Upload details once,
    send to many

    We share your file with the lenders you pick. You don't repeat yourself.

  4. 04

    Submit and we will handle the rest

    We will guide you step by step till disbursement and leaving the country.

Loan types

Two loan types. Pick the one that fits

Unsecured loans

Best for top-ranked universities with a
strong co-applicant.

Check Now
Loan amounts
Up to ₹75 lakh
Rates
from 8.5% p.a.
Sanctions in
5–7 days
Co-applicant income-led

Collateral-backed loans

Pledge property or FD. Higher ticket sizes at the best rates available. Lesser interest rates.

Check Now
Loan amounts
up to ₹1.5 Cr
Rates
from 8.5% p.a.
Tenure
Up-to 15-years
Property or FD accepted
Institution criterias

We've mapped 800+ Indian institutions to live lender policies.

Tier 1

IITs, NITs, IIMs, AIIMS

Pre-approved with most lenders. Sanction in 5–7 days, lowest rates on the board.

Rate band9.25% – 10.5%

Approval likelihood

Very high

Tier 2

Central & State Universities

Approved by 12+ lenders. Co-applicant income drives the final rate band

Rate band10.5% – 12%

Approval likelihood

High

Tier 3

Private & Deemed Universities

Pre-approved with most lenders. Sanction in 5–7 days, lowest rates on the board.

Rate band10.5% – 12%

Approval likelihood

Good

More than a loan

Everything else you'll need,
sorted in one place.

IELTS, GRE, GMAT, vetted coaching with student-only pricing.

Coming soon
Test-prep partners
Insurance
Vouchers & cashback
Forex & remittance
Accomodation
Student credit cards
Testimonials

Here's what students who loved us had to say

I genuinely didn't know unsecured options existed. They flagged it, ranked the lenders, done.
Rahul VMBA · Univ. of Edinburgh
Saved ₹2.4 L over the tenure vs the first quote my bank gave me. Worth the 30 seconds it took to compare.
Arjun KMS CS · Carnegie Mellon
I genuinely didn't know unsecured options existed. They flagged it, ranked the lenders, done.
Priya SMS Finance · Univ. of Melbourne
Got my Canada loan sanctioned in 9 days. The rate they showed me up-front was the rate I signed for
Sarah LMasters · Univ. of British Columbia
FAQ

Got more questions
to ask?

Start with one painful process — compare a single loan offer end-to-end and see the difference before you commit to anything.

Because it takes 30 seconds, not 30 minutes. One form, every lender — no repeated paperwork, no branch visits.

It's free, always. We're paid by lenders on successful disbursal — you never pay a commission or a hidden fee.

We rank all 18+ lenders by your approval odds, rate range and EMI — the shortlist is built for your profile, same day.

No. Check your eligibility with just your phone number — no documents and no credit score impact for the first check.

Find the loan you'll actually get. Today.

Two minutes to compare every lender. No documents, no calls, no impact on your credit score.

Compare my loan options

College.Money

An independent education-loan marketplace. We compare lenders. We don't lend.

Loans

  • India loans
  • Abroad loans
  • Collateral-free
  • Secured loans

Company

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